Affinity Insurance Scheme available to BTPA members
BTPA have organised an Affinity Insurance Scheme which is available to members only. The scheme will cover Bowen Therapy along with hundreds of other health and wellbeing activities, at no extra premium subject to qualification. Cover can be included for Canine and Equine Bowen and higher risk therapies (for example Acupuncture) can be included for a small additional premium if required. The policy has been arranged through Balens and the underwriter for the scheme is Zurich plc (Zurich).
Balens are a well-established, fourth generation family-run business, dedicated to looking after Health Professionals. They are built on solid roots going back to 1950 and are Pioneers in the development of top quality cover for all types of Health Professional with special rates and industry leading cover that has been developing and improving over many years in this speciality.
The policy wording is unique to Balens, designed by them in conjunction with Zurich, and is one of the widest available on the market and includes many features that other policies do not. Some of the features covered in the policy consist of Medical Malpractice, Professional Indemnity, Public Liability, Product Liability, Loss of Reputation, Breach of Intellectual Property, Client Confidentiality Protection, Loss of Documents cover, First Aid cover as well as Good Samaritan Acts.
Balens include retro-active cover to pick up any previous work performed at no extra charge and the policy covers you to work anywhere in the UK. If you cease to practice, Balens include unlimited run-off cover, which means the policy will always be in place if a claim was made after you stop the policy running and this is also free of charge. They include a Legal Expenses package add-on covering Inland Revenue (HMRC) Investigation cover, free legal advice helpline, criminal allegations made against you and many other features.
Temporary cover abroad is available with no time restrictions and at no additional premium as long as you are a UK resident, excluding USA/Canada. If you are resident in the Republic of Ireland, Spain, Cyprus and Greece, Malta, France, The Netherlands or South Africa then they have a policy available, please contact Balens for more information.
If you would like to take out the policy, download an application form. Alternatively please contact Balens directly on 01684 580 771 or e-mail firstname.lastname@example.org, requesting information on the BTPA insurance scheme. After receiving the information, if you would like to take the policy out, please complete the form and return it directly to Balens with payment. At renewal you will have the option of renewing online. Download the following documents which relate to the Balens Affinity Insurance Scheme:
The Bowen Therapy Professional Association is an Introducer Appointed Representative of Balens Limited, Bridge House, Portland Road, Malvern, Worcestershire, WR14 2TA, who are authorised and regulated by the Financial Conduct Authority
Other Insurance providers
Holistic Insurance Services
The staff at Holistic Insurance Services (HIS) have been involved with insuring Complementary Therapists in both the UK and the Republic of Ireland since 1999. Holistic Insurance Services was formed in 2002 to specialise in this field. HIS can tailor policies for specific individual requirements and offer customised insurance packages for groups and associations with a membership of more than 10 members.
Should you require any further information regarding HIS then visit their website www.holisticinsurance.co.uk.
Insurance for BTPA Members working overseas
We know that some of our members who live permanently overseas may not able to get insurance in their country. When a member is not insured, this will be indicated on the public Register of therapists. Anyone receiving therapy from an uninsured overseas practitioner must be aware that they are taking on additional risks and may not be compensated should they suffer an injury whilst in such a clinic. BTPA accepts no liabilities if you receive treatment from an uninsured overseas member.
BTPA encourages all our overseas members to obtain professional indemnity and public liability insurance wherever possible, and this is a requirement of Full membership for all members in the United Kingdom of Great Britain and Northern Ireland.